About
Our Mission
Our mission is to empower seniors to maximize the retirement they have worked so hard for by increasing their cash flow and reducing monthly liabilities. We strive to provide clear, accessible information about reverse mortgages, ensuring our readers understand how these financial tools can enhance their lives. Education and support are at the heart of our efforts, as we guide our audience toward informed decisions for a secure and fulfilling retirement.
My Story
Welcome to my little corner of the internet, where I delve into the world of reverse mortgages and retirement with a dash of wit and a lot of heart. As the oldest of three brothers, I grew up in the vibrant streets of Brooklyn during the early 70s, in a modest, hard-working, and loving family. My upbringing taught me invaluable lessons about grit, resilience, and the importance of a good laugh.
At 19, my parents decided to swap the hustle and bustle of city life for the tranquility of the Poconos —a move that felt like going from the concrete jungle to “Wait, where are the sidewalks?”. While adjusting to this new pace, I balanced part-time jobs with college classes. A serendipitous introduction to a co-worker’s son launched my unexpected career in the mortgage industry. By my mid-30s, I had a thriving mortgage business and two beautiful daughters who kept me on my toes.
Life, as it does, threw a few curveballs. Industry regulations led to a merger with a larger company—a beneficial yet disruptive change. A lengthy divorce and some less-than-stellar investments further derailed my financial goals. But through it all, I thrived on tackling challenges and finding creative solutions.
One pivotal moment came when a close friend reached out, facing a financial bind despite having a home with equity, Social Security benefits, and a 401k. Together, we crafted a plan that involved selling her fixer-upper and using a reverse mortgage to buy a new home in her dream retirement spot—Florida. This experience was a revelation, showcasing how reverse mortgages can be powerful tools beyond just financial distress.
I discovered that reverse mortgages can play a crucial role in complex tax, retirement, and investment strategies. They’re not just for those in financial need but can be integral to a well-rounded financial plan. In fact, I’ve made reverse mortgages a part of my own financial strategy, recognizing their potential to enhance retirement security and flexibility.
Now, at the age I once thought I’d retire, I’ve realized that retirement isn’t about stopping work; it’s about doing what you love. For me, that’s educating and learning from others, helping people navigate their financial journeys, and spending quality time with my wonderful girlfriend and our four at-or-about-college-age kids. Reverse mortgage lending allows me to make a meaningful difference in people’s lives, and I’m here to share that knowledge with you.
Whether you’re curious about reverse mortgages or exploring sophisticated financial strategies, I’m here with a listening ear and a wealth of experience. Let’s explore how this financial tool can be a game-changer for your retirement dreams.